Colorado Workers Compensation Benefits

Complete guide to workers comp benefits, filing deadlines, and rules in Colorado (CO).

Max Weekly Benefit

$1,178

Benefit Duration

Until maximum medical improvement

Waiting Period

3 days (retroactive after 14 days)

Filing Deadline

2 years from date of injury

Average Settlement

$20,000 – $55,000

State Fund Available

Yes

Key Facts About Colorado Workers Comp

  • •Pinnacol Assurance serves as the state insurer of last resort
  • •All employers must carry coverage — no exemptions
  • •Benefits are 66⅔% of average weekly wage
  • •Colorado uses an impairment rating system based on AMA Guides

Common Industries in Colorado

Workers in these Colorado industries file the most workers compensation claims:

ConstructionMiningAgricultureTechnologyTourism

How to File a Workers Comp Claim in Colorado

  1. Report your injury to your employer as soon as possible. Colorado requires prompt written notice.
  2. Seek medical treatment from an authorized provider. Your employer or their insurer may have specific physician requirements.
  3. File your claim with Colorado's workers compensation board before the deadline: 2 years from date of injury.
  4. Follow your treatment plan and keep records of all medical visits, expenses, and time missed from work.

Estimate Your Colorado Benefits

Use our free calculator to estimate your weekly benefit amount based onColorado's rates.

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