Kentucky Workers Compensation Benefits

Complete guide to workers comp benefits, filing deadlines, and rules in Kentucky (KY).

Max Weekly Benefit

$1,048

Benefit Duration

Up to 425 weeks (permanent partial disability)

Waiting Period

7 days (retroactive after 14 days)

Filing Deadline

2 years from date of injury

Average Settlement

$18,000 – $48,000

State Fund Available

Yes

Key Facts About Kentucky Workers Comp

  • •Kentucky Employers' Mutual Insurance (KEMI) is the state fund
  • •All employers with 1+ employees must carry coverage
  • •Benefits are 66⅔% of average weekly wage
  • •Coal workers' pneumoconiosis (black lung) claims are common

Common Industries in Kentucky

Workers in these Kentucky industries file the most workers compensation claims:

Coal MiningManufacturingAgricultureAutomotiveHealthcare

How to File a Workers Comp Claim in Kentucky

  1. Report your injury to your employer as soon as possible. Kentucky requires prompt written notice.
  2. Seek medical treatment from an authorized provider. Your employer or their insurer may have specific physician requirements.
  3. File your claim with Kentucky's workers compensation board before the deadline: 2 years from date of injury.
  4. Follow your treatment plan and keep records of all medical visits, expenses, and time missed from work.

Estimate Your Kentucky Benefits

Use our free calculator to estimate your weekly benefit amount based onKentucky's rates.

Open Benefits Calculator