New Mexico Workers Compensation Benefits

Complete guide to workers comp benefits, filing deadlines, and rules in New Mexico (NM).

Max Weekly Benefit

$900

Benefit Duration

Until maximum medical improvement or 700 weeks

Waiting Period

7 days (retroactive after 28 days)

Filing Deadline

1 year from date of injury

Average Settlement

$15,000 – $42,000

State Fund Available

Yes

Key Facts About New Mexico Workers Comp

  • •New Mexico Mutual is the state fund insurer
  • •All employers with 3+ employees must carry coverage
  • •Benefits are 66⅔% of average weekly wage
  • •Workers can choose their healthcare provider after initial visit

Common Industries in New Mexico

Workers in these New Mexico industries file the most workers compensation claims:

Oil & GasMiningAgricultureFederal GovernmentHealthcare

How to File a Workers Comp Claim in New Mexico

  1. Report your injury to your employer as soon as possible. New Mexico requires prompt written notice.
  2. Seek medical treatment from an authorized provider. Your employer or their insurer may have specific physician requirements.
  3. File your claim with New Mexico's workers compensation board before the deadline: 1 year from date of injury.
  4. Follow your treatment plan and keep records of all medical visits, expenses, and time missed from work.

Estimate Your New Mexico Benefits

Use our free calculator to estimate your weekly benefit amount based onNew Mexico's rates.

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