Texas Workers Compensation Benefits

Complete guide to workers comp benefits, filing deadlines, and rules in Texas (TX).

Max Weekly Benefit

$1,073

Benefit Duration

Up to 104 weeks (temporary), lifetime for certain injuries

Waiting Period

7 days (retroactive after 28 days)

Filing Deadline

1 year from date of injury

Average Settlement

$18,000 – $52,000

State Fund Available

Yes

Key Facts About Texas Workers Comp

  • •Texas is the only state where workers comp is optional for private employers
  • •Texas Mutual Insurance Company is the state fund
  • •Benefits are 70% of average weekly wage
  • •Non-subscriber employers lose significant legal protections
  • •Division of Workers' Compensation oversees the system

Common Industries in Texas

Workers in these Texas industries file the most workers compensation claims:

Oil & GasConstructionAgricultureTechnologyHealthcareManufacturing

How to File a Workers Comp Claim in Texas

  1. Report your injury to your employer as soon as possible. Texas requires prompt written notice.
  2. Seek medical treatment from an authorized provider. Your employer or their insurer may have specific physician requirements.
  3. File your claim with Texas's workers compensation board before the deadline: 1 year from date of injury.
  4. Follow your treatment plan and keep records of all medical visits, expenses, and time missed from work.

Estimate Your Texas Benefits

Use our free calculator to estimate your weekly benefit amount based onTexas's rates.

Open Benefits Calculator